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Payment Policy

Credit Cards & Debit Cards.

We accept VISA, MASTER and AMERICAN EXPRESS Credit Cards issued in India and we accept Debit cards of all banks issued in India.

Namah Creations is committed to providing you a safe way of transacting online. All your transactions online are protected & secured. It encrypts your credit card and relevant information during the entire transaction process. This encryption makes your shopping experience safe and secure.

All Credit card and Debit card payments on Namah Creations are processed through secure and trusted payment gateway managed by leading Indian banks and payment gateway service providers. Namah Creations uses latest 256-bit encryption technology to protect your card information while securely transmitting it for processing the payment.

Namah Creations does not store Credit / Debit card numbers, CVV / Security Code, Pin for 3D Secure, Expiry date on any of its servers and only collects in a session while making a transaction. The said information may, however, be stored by Risk Management / Fraud Management Systems of banks/payment gateways with authority to do so. Risk Management / Fraud Management Systems are used for ensuring that payment card frauds are kept to the minimum and all necessary information regarding payment cards is secure for you, us and the payment card industry.

Placing a Cash-on-Delivery (COD) Order

1. When prompted to choose a Payment Option, select "Pay By Cash-on-Delivery" 
2. Our Customer Care team will call you to verify the details. 
3. Once verified and confirmed the order will be processed for shipment in the time specified, from the date of confirmation. 
4. You will be required to make a Cash payment (no cheque or DD will be accepted) to our Courier Partner at the time of delivery.
5. For Cash on Delivery orders, packages cannot be opened until complete payment has been made to the Namah Creations representative. 

Refund of Payment

1. Orders can only be cancelled within 24 hours of the placement of the order.

2. If you would like a refund to your bank account/credit card, the same will be processed by bank/payment gateway within 30 working days of order cancellation.

3. If you have selected Cash on Delivery and order has not been delivered, there is no amount to refund because you haven't paid for your order.

4. The Payment Policy can be modified by Namah Creations at any point of time without prior intimation.